Wednesday
Apr 29
2020

Commercial Lending Series: Commercial Loans Secured by Real Estate

Registration Options & Pricing

Please select your membership status.


Recorded Webinar Includes

  • Recording of the Live Webinar
  • Can be viewed anytime 24/7, beginning 2 business days after the webinar
  • Handout and Take-Away Toolkit
  • Available on Desktop, Mobile & Tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your credit union
  • Presenter’s contact info for follow-up
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9:00 am – 10:30 am HST
12:00 pm – 1:30 pm PT
1:00 pm – 2:30 pm MT
2:00 pm – 3:30 pm CT
3:00 pm – 4:30 pm ET

Do you take real estate as collateral for commercial loans? If so, you must comply with a variety of related regulations or risk civil money penalties. In addition to covering these issues in-depth, there will be an overview of key factors of the March 22, 2020, Interagency Statement on Loan Modifications as they relate to this topic.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Discuss key factors related to the Interagency Statement on Loan Modifications for those affected by the coronavirus
    • Working with borrowers
    • Troubled debt restructuring (TDR) requirements
    • Past due reporting and non-accrual status
    • Action steps and best options
  • Understand and avoid commercial loan violation hot spots, including fair housing, Regulation B, Flood Disaster Protection Act, Fair Credit Reporting Act, accommodation loans, HMDA, and insider lending
  • Use toolkit resources to comply with requirements when real estate is taken as collateral, including the Reg B appraisal copy rules on first-lien 1-4 family dwellings
  • Correctly identify “detached structure” coverage for flood insurance
  • Explain documentation requirements for beneficial ownership rules to legal entity loan applicants and complete the required certification process
  • Distinguish between business- and consumer-purpose loan requests
  • Comply with the HMDA requirements for business-purpose loans

WEBINAR DETAILS

Which regulations apply to commercial loans? What if a loan is secured by real estate? Are there exceptions when real estate is taken as “an abundance of caution”? Can examiners assess civil money penalties for violations? Do your commercial lenders and support staff understand the data collection required for HMDA-reportable applications? Is a written application required for a business-purpose loan? Join us to learn the answers to these questions and more. Real-life examples will be used to demonstrate how regulations apply during the commercial loan application process.

Attendance certificate provided to self-report CE credits.

Save with this series!

WHO SHOULD ATTEND?

This informative session will benefit loan officers, loan assistants, loan operations staff, compliance officers, auditors, and trainers.

TAKE-AWAY TOOLKIT

  • Matrix of 28 loan types and required disclosures for both consumer and commercial loans with explanations about real estate-secured loans
  • Guide that outlines which compliance regulations apply to commercial credit and the exemptions for certain rules
  • Commercial loan application template
  • Employee training log
  • Interactive quiz

 

NOTE:  All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.

MEET THE PRESENTER

Compliance Consulting and Training for Financial Institutions
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