This is a 90-minute webinar.
9:00 am – 10:30 am HST
12:00 pm – 1:30 pm PT
1:00 pm – 2:30 pm MT
2:00 pm – 3:30 pm CT
3:00 pm – 4:30 pm ET
Ag loans have come a long way. Whether you’re making loans for farmland, mixed-use property, or barndominiums, compliance is key. And what about hemp-related businesses? Learn the risks, regulations, and red flags in today’s ag lending climate.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Identify key regulatory areas that impact ag loans, including ECOA, HMDA, flood, RESPA, and Truth-in-Lending
- Verify loan file documentation using provided checklists
- Recognize red flags for ag fraud
- Explain the unique loan needs for the commercial industrial hemp sector
- Establish initial and ongoing due diligence process for these borrowers by using take-away tools
Ag loans have expanded far beyond those for farmland, equipment, and lines of credit. As mixed-use properties, such as barndominiums, increasingly appear in our communities, it is important to understand how compliance regulations apply to ag properties and to know when an ag exemption is available. Even if you are not the designated ag lender at your institution, it is highly likely that you will encounter a loan application that includes some aspect of agriculture.
Another area of ag loan growth is industrial hemp. Many financial institutions are hesitant to serve hemp-related businesses due to the perceived risks and confusion about marijuana-related laws. How do you know a “legal” hemp crop from an “illegal” one? What ongoing due diligence and reporting are expected? Where do we start? Join us for answers to these questions and more in this fact-filled session.
Attendance certificate provided to self-report CE credits.
WHO SHOULD ATTEND?
This informative session is designed for lenders, loan processors, and compliance officers who work to serve their agricultural communities.
- Loan documentation checklist
- Flood determination form
- Hemp/CBD enhanced due diligence worksheet
- Employee training quiz
- Interactive quiz
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.