Tuesday
Oct 12
2021

Required Compliance for Commercial Loans Secured by Real Estate

Registration Options & Pricing

Please select your membership status.


Live Webinar Access Includes:

  • Unlimited Connections to Virtually Attend the Live Webinar
  • Handout & Take-Away Toolkit
  • Available on Desktop, Mobile & Tablet
  • Presenter’s Contact Info for Follow-Up

On-Demand Access Includes:

  • Unlimited Access to Webinar Recording
  • Can be viewed anytime 24/7, beginning 2 business days after the webinar
  • Handout and Take-Away Toolkit
  • Available on Desktop, Mobile & Tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your credit union
  • Presenter’s contact info for follow-up
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This is a 90-minute webinar.

9:00 am – 10:30 am HST
12:00 pm – 1:30 pm PT
1:00 pm – 2:30 pm MT
2:00 pm – 3:30 pm CT
3:00 pm – 4:30 pm ET

Gain a greater understanding of commercial loan applications, including real estate-secured loans, during this jam-packed program. Real-life examples will be used to demonstrate how regulations apply and how to comply.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand and avoid commercial loan violation “hot spots,” including fair housing, Regulation B, Flood Disaster Protection Act, Fair Credit Reporting Act, accommodation loans, HMDA, and insider lending
  • Use the toolkit resources to comply with requirements when real estate is taken as collateral, including the Reg B appraisal copy rules on first-lien 1-4 family dwellings
  • Correctly identify “detached structure” coverage for flood insurance
  • Explain the documentation requirements for beneficial ownership rules to legal entity loan applicants and complete the required certification process
  • Distinguish between business- and consumer-purpose loan requests
  • Understand the HMDA requirements for business-purpose loans

WEBINAR DETAILS

Which regulations apply to commercial loans? What if a loan is secured by real estate? Are there exceptions when real estate is taken as “an abundance of caution”? Can examiners assess civil money penalties for violations? Do your commercial lenders and support staff understand the data collection required for HMDA-reportable applications? Is a written application required for a business-purpose loan? Join us to learn the answers to these questions and more.

Attendance certificate provided to self-report CE credits.

WHO SHOULD ATTEND?

This informative session will benefit loan officers, loan assistants, loan operations staff, compliance officers, auditors, and trainers.

TAKE-AWAY TOOLKIT

  • Matrix of 28 loan types, including required disclosures for both consumer and commercial loans with explanations about real estate-secured loans
  • Guide that outlines which compliance regulations apply to commercial credit and the exemptions for certain rules
  • Commercial loan application template
  • Employee training log
  • Interactive quiz

DON'T MISS THESE RELATED WEBINARS!

"HMDA Reporting Part 3: Commercial Lending Issues"
Thursday, November 11, 2021

"Flood Series: Commercial Flood Insurance Regulations & Compliance"
March 17, 2021
Available Now

 

NOTE:  All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.

MEET THE PRESENTER

Compliance Training & Consulting for Financial Institutions
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