9:00 am – 10:30 am HST
12:00 pm – 1:30 pm PT
1:00 pm – 2:30 pm MT
2:00 pm – 3:30 pm CT
3:00 pm – 4:30 pm ET
With so much emphasis in recent years on residential real estate loans, consumer loan documentation has taken a backseat. However, compliance in this area remains vital! Are your consumer lenders properly documenting their files to protect your financial institution from loss and fair lending liability? Are your consumer loan files examination ready? This webinar will give your lenders the tools necessary to address the compliance and safety and soundness components that should be documented in consumer non-real-estate loan files. It will provide a consumer loan checklist to use during the application process and a template for consumer loan review after the loan is originated. Now is the time to ensure your lenders remain diligent when originating and documenting consumer loans.
Continuing Education: Attendance verification for CE credits upon request
- Regulatory guidance concerning the application process – what can and cannot be asked
- Components of Regulation B: intent to apply jointly, 30-day decision, and adverse action
- Consumer loan BSA issues, including identification, OFAC, and suspicious activity
- Additional compliance issues such as federal insurance disclosures, privacy, and fraud alerts
- Military Lending Act and Truth in Lending requirements
- Documenting valuations and policy exceptions
- TAKE-AWAY TOOLKIT
- Consumer loan documentation checklist
- Sample consumer loan review spreadsheet
- Employee training log
- Quiz you can administer to measure staff learning and a separate answer key
DON'T MISS THIS RELATED WEBINAR!
|"Dealing with Joint Signers in Consumer & Real Estate Lending"
Wednesday, December 12, 2018
WHO SHOULD ATTEND?
This informative session is designed for new and experienced lenders, loan support staff, loan review personnel, compliance officers, and auditors.
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.