Advanced Financial Statement Analysis

Tying the income statement and balance sheet together to determine overall financial strength is within your reach. This informative webinar will address that issue and delve into more advanced analytical tools to improve your analysis of financial statements.

This webinar is designed to address the needs of credit analysts, commercial/consumer lenders, and anyone tasked with analyzing financial data. It will expand participants’ understanding of financial statements and use this as a foundation to explore more advanced analytical tools to better understand borrowers’ financial performance.

This webinar will begin by examining a commercial and industrial type financial statement and reviewing detailed credit, ratio, and cash flow analysis, tying the income statement and balance sheet together to determine overall financial strength. This information will be used to determine proper short-term loan structuring by calculating the net working investment, which is the financing gap created when cash from the operating cycle is not collected before payments to suppliers of goods and services are due. Also, a financial impact analysis will be demonstrated to determine the cash flow impact on a company from changes in balance sheet financial ratios and income statement margins such as gross profit, operating profit, and net profit margins. Cash flow analysis using the Uniform Cash Analysis will be reviewed and compared to the commonly used traditional and EBITDA methodologies.

Attendance certificate provided to self-report CE credits.

• Financial statement mapping worksheet
• Net working investment calculation worksheet used to structure short-term loans
• Formulas to determine financial impact on cash flow from changes in balance sheet metrics and income statement margins
• Modified uniform cash flow analysis form to determine true cash flow
• Employee training log
• Interactive quiz