C&I Lending for CRE Lenders
On-Demand Webinar:
StreamedMar 28, 2023Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
C&I lending is a horse of a different color.
Many
lenders errantly try to analyze these loans like commercial real estate,
despite C&I’s unique characteristics. Join us to learn more about C&I lending requirements, specifics, and
best practices.
AFTER
THIS WEBINAR YOU’LL BE ABLE TO:
- Confidently analyze, underwrite, and monitor C&I loans
- Understand how C&I analysis differs from CRE analysis
- Comprehend UCA analysis and traditional EBITDA analysis, plus each method’s uses and limitations
- Appreciate how accounting knowledge is critical for C&I analysis and why the balance sheet is needed to fully analyze a borrower’s strengths and weaknesses
- Know why collateral analysis and monitoring are very different from CRE lending
- Realize why some level of industry knowledge is key to understanding long-term risks
WEBINAR DETAILS
C&I
lending is often a smaller part of a financial institution’s commercial loan
portfolio, but it is also a segment that offers additional lending
opportunities. However, far too often these
loans are analyzed similarly to commercial real estate loans, even though
C&I have unique characteristics, differing in purpose, collateral, and
repayment source(s). It is important to
understand the borrower’s industry, their cash-flow cycle, how accounting
decisions can impact your analysis, and the type of information needed for
proper assessment.
Because
C&I businesses can change quickly, the way C&I loans are monitored must
also be different from monitoring a CRE loan. Join us to learn the appropriate monitoring,
including how the borrower’s degree of risk should be considered in designing
an appropriate plan.
WHO SHOULD ATTEND?
This informative session
is designed for newer C&I lenders, experienced CRE lenders, credit
analysts, and loan committee members looking to take some of the mystery out of
C&I lending or increase their knowledge and skills in assessing this
critical segment.
TAKE-AWAY TOOLKIT
- Analysis checklist
- Sample monitoring plan
- Industry analysis considerations
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to
copyright. Transmission, retransmission, or republishing of any webinar to
other institutions or those not employed by your institution is prohibited.
Print materials may be copied for eligible participants only.
TESTIMONIALS
"Bob was on point for the overall presentation. He indicated the clear differences between CRE and C&I lending."
- Joseph, Sound Credit Union
Presented By
RiverPointUSA LLC
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