NCUA Alert! Trust Account Insurance Changes Effective December 1: Formal, POD & Testamentary Trust

November 13, 2026

Frontline & New Accounts Operations Deposit Account Compliance Managers & Supervisors

Live Webinar:

DateNov 13, 2026Duration90 minutes

08:00 AM PST09:00 AM MST

10:00 AM CST11:00 AM EST

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Take-away toolkit
Presenter’s contact info for questions

On-Demand Webinar:

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Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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Trust account insurance rules are changing, and some members could see a significant reduction in coverage.

Learn how the new NCUA trust account insurance rules affect formal, POD, ITF, testamentary, Totten, and irrevocable trust accounts so you can calculate coverage accurately, identify affected members, and clearly explain the changes before December 1, 2026.

KEY WEBINAR TAKEAWAYS

NCUA insurance changes and how they may affect your members
Case studies that demonstrate how some members may be affected
Types of trusts: revocable, irrevocable, and informal
How to audit your members to see if any are affected by this change

BONUS MATERIALS

New Accounts Handbook

WEBINAR DETAILS

The NCUA has approved changes to its regulations governing share insurance coverage, which will become effective on December 1, 2026. The amendments simplify the share insurance regulations by establishing a "trust accounts" category that governs coverage of shares of revocable trust accounts (including formal trusts, payable on death (POD), in trust for (ITF), testamentary, and Totten) and irrevocable trusts using a common, simple calculation.

While the calculations are now simpler for the public, the amount of insurance has decreased dramatically for some members. Learn how to calculate the insurance, explain it to your members, and review which members could be affected and have their insurance reduced by this change.

WHO SHOULD ATTEND?

Share compliance
Management
New accounts
Training
Branch staff
Deposit operations and compliance

TAKE-AWAY TOOLKIT

Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.