Real Estate Loan Documentation Basics

On-Demand Webinar:
StreamedJul 9, 2024Duration90 minutes
  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions
See Registration Options

Do you make residential real estate loans?

Do you have the documentation requirements mastered, or would a checklist be helpful? Which regulations govern the process? What about flood insurance, appraisal, loan estimate, and closing disclosure documentation? This impactful program will address all these issues and more. Join us to get real estate loan documentation down pat!
  • Identify potential fair lending issues in loan documentation
  • Understand E-SIGN requirements for electronic disclosures
  • Gather required GMI and HMDA data
  • Determine if appropriate flood insurance is in place
  • Review appraisal requirements
  • Avoid TRID errors on loan estimates and closing disclosures
  • Document compliance with BSA requirements
  • Use provided checklists to verify loan file documentation


Over the last several years, the thickness of an average loan file has grown from being measured in millimeters to inches. This is especially true for residential real estate loans. Compliance staff are often responsible for reviewing these loan files either during the underwriting and approval process or in the days after closing. But with so many regulations governing loan compliance, exactly what should be included? What documents are required and what important things need to be verified on each? This jam-packed session will explain how to avoid mistakes when preparing consumer real estate loan files.


This session is designed for consumer mortgage loan officers, loan operations personnel, compliance officers, and internal auditors.


  • Consumer real estate loan documentation checklist
  • Flood insurance determination worksheet
  • Sample changed circumstance form
  • Red flag data checklist
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.


"Dawn's presentation was great. It's very clear and has lots of great information! Thank you!"
- Sheila, SMW Financial Credit Union

"The webinar was well organized, and the presenter was very knowledgeable."
- Tammi, Jefferson Credit Union

Presented By

Dawn KinkaidDawn Kincaid
Brode Consulting Services, Inc.