Check Warranties & Indemnities: Understanding UCC 3 & 4

Frontline & New Accounts Operations Deposit Account Compliance

On-Demand Webinar:

StreamedJul 31, 2025Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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Do you know the difference between an ACH warranty and an indemnity?

Do you understand the key protections and obligations for checks under the UCC? What are your institution’s rights and responsibilities? What is your liability for forged or altered checks? Don’t miss this practical program which will answer these questions and more.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Define and differentiate the transfer and presentment warranties
Identify a valid breach of warranty claim
Respond accurately to a breach of warranty claim
Recognize the specific warranties that a financial institution makes to its accountholders and other parties
Understand liability for forged versus altered checks

This course is eligible for 1.8 AAP/APRP credits

WEBINAR DETAILS

Navigating the complexities of check payments requires a solid understanding of the warranties and indemnities involved. This webinar will provide a comprehensive overview of the key protections and obligations associated with checks under the Uniform Commercial Code (UCC) Articles 3 and 4. It will demystify the concepts of transfer and presentment warranties, explore the circumstances that trigger indemnity obligations, and discuss practical strategies for managing risk and mitigating potential losses related to check fraud and errors. This session will equip you with the knowledge necessary to confidently handle check transactions and understand your institution’s rights and responsibilities.

WHO SHOULD ATTEND?

This informative session is designed for check operations staff, NCP candidates, and compliance staff.

TAKE-AWAY TOOLKIT

Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.