Cash Flow Analysis Part 2: Deeper Analysis, Balance Sheet & External Factors

Lending

On-Demand Webinar:

StreamedFeb 14, 2023Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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Dive deeper into the world of credit analysis.

How effective is your stress testing? What are the red flags in a borrower’s balance sheet? How do external factors affect a borrower’s cash flow? At the end of the day, a loan’s structure impacts repayment. Do you have best practices in place?

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Better understand how the balance sheet impacts repayment risk
Identify external factors unique to each borrower that can impact sustainable cash flow
Identify secondary and other alternative sources of repayment
Stress test the borrower’s repayment ability under different scenarios
Appreciate the best usage of short-term and bridge loans, including their unique risks
Understand how loan structure impacts repayment

WEBINAR DETAILS

This presentation will build on the topics discussed in Cash Flow Analysis Part 1. Assessing repayment ability is far more than just calculating debt service coverage. Do you understand the impact a borrower’s balance sheet can have on cash and know the red flags watch? In addition, this webinar will cover external factors that can impact a borrower’s ability to maintain cash flow, including a section on stress testing to help assess repayment risk.

In addition, this training will address short-term and bridge loans. Although done infrequently, they can cause significant losses if not underwritten and managed appropriately. Regardless of loan purpose, a poorly structured loan can mask repayment problems and collateral coverage and is often a characteristic of charged-off loans.

WHO SHOULD ATTEND?

This informative session is designed for commercial lenders, credit analysts, credit department managers, senior loan officers, senior credit officers, loan committee members, loan review personnel, branch managers serving commercial borrowers, chief risk officers, and auditors.

TAKE-AWAY TOOLKIT

Checklist of balance sheet analysis to be completed
Alternative repayment decision tree
List of external resources for assessing potential impact on your borrower
Checklist of short-term and bridge loan considerations
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.