Stress Testing Your Loan Portfolio

Compliance Lending Senior Management & Directors

On-Demand Webinar:

StreamedMay 4, 2026Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Stress testing is not about predicting a crisis.

It ensures that your institution is prepared for one. Rising refinancing pressure, commercial real estate repricing, and margin compression are exposing new credit vulnerabilities that history alone cannot explain. In this presentation, we will explore how to construct meaningful scenarios, identify high-risk borrowers, model potential portfolio losses, and communicate results with clarity. Discover a practical framework for stress testing and leave equipped to meet regulatory expectations and board demands.

KEY WEBINAR TAKEAWAYS

A stress testing framework that stands up to examiner scrutiny
Identifying portfolio vulnerabilities before they become capital problems
The capital impact of adverse CRE and C&I scenarios
Translating stress results into underwriting, growth, and concentration decisions

BONUS MATERIALS

Borrower-level stress testing worksheet (CRE and C&I examples)
Portfolio stress scenario construction guide (moderate and severe frameworks)
Board-ready Red/Yellow/Green reporting template
Regulatory expectation checklist
Implementation roadmap for community institutions

WEBINAR DETAILS

Commercial real estate repricing, refinancing pressure, and margin compression in C&I portfolios are creating forward-looking credit risk that historical loss data alone will not capture. Although formal stress testing requirements do not apply to most community institutions, regulators expect disciplined, proportionate, and defensible frameworks — particularly where concentrations exist. More importantly, boards expect leadership to understand how adverse conditions could affect earnings and capital. This program will provide a practical roadmap for designing stress tests that matter. Participants will learn how to construct credible scenarios, identify vulnerable borrowers, model portfolio loss exposure, and clearly communicate capital impact to senior management and boards.

WHO SHOULD ATTEND?

Chief executive officers
Chief credit officers/Senior lenders
Chief risk officers
Staff responsible for creating/managing stress testing models

TAKE-AWAY TOOLKIT

Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.