Five Vital Financial Factors All Credit Analysts & Lenders Must Master
On-Demand Webinar:
StreamedJul 25, 2024Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
There are five vital financial factors that all lenders must analyze in order to evaluate a borrower’s financial condition.
Do you know what they are? Used
in conjunction, they can detect any financial challenge a borrower is
experiencing. This webinar will provide expert insight into the credit analysis
process using a variety of financial tools.
AFTER THIS
WEBINAR YOU’LL BE ABLE TO:
- Know exactly where to start the analysis process
- Focus on the most salient factors to consider when determining the creditworthiness of borrowers
- Streamline the analysis process utilizing the critical factors to measure a borrowers’ ability to service short-term and long-term debt
- Understand how to calculate key credit ratios
- Measure changes in credit ratios and determine the positive or negative impact on the borrower’s cash flow
- Interpret the result of credit analysis and cash flow analysis, which will enhance the analyst or lender’s ability to write an effective credit memorandum
WEBINAR DETAILS
This session will explore
the five vital financial factors all lenders must understand to determine a
borrower’s overall financial condition: liquidity, leverage, asset management, operating
performance, and cash flow. Liquidity measures the ability to meet short-term
obligations as they become due. Leverage measures the degree to which a
company’s assets are supported by creditors compared to support provided by
owners. Asset management measures management’s ability to utilize capital
assets to generate revenue. Operating performance measures management’s ability
to generate profits from operating their companies. Cash flow measures
management’s ability to generate cash from operating, investing, and financing
activities.
This session will
define each factor and explain why it is important in the credit analysis
process. Methods to determine each factor will be explored including the use of
financial statements, ratio analysis, reconciliation procedures, working
capital analysis, and best practices in determining true cash flow.
WHO SHOULD ATTEND?
This informative session
is designed for credit analysts, branch managers, consumer lenders, commercial
lenders, loan review personnel, senior loan officers, senior credit officers, loan
support personnel, and credit administration staff.
TAKE-AWAY TOOLKIT
- List of critical ratios to measure the five vital financial factors and a brief description of each
- Calculations to determine the financial impact on cash flow from changing ratio metrics
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission,
or republishing of any webinar to other institutions or those not employed by
your institution is prohibited. Print materials may be copied for eligible
participants only.
TESTIMONIALS
"Jeffrey is a fountain of credit analysis knowledge. He was very methodical with his explanations and I would love to hear from him again."
- Nestor, State Employees Credit Union
Presented By
Bankers Insight Group, LLC
© 2024 FINANCIAL EDUCATION & DEVELOPMENT, INC
