Liquidity Risk Management Best Practices

Liquidity risk and gaps in traditional liquidity monitoring are an increasing supervisory priority for the NCUA. This webinar is designed specifically for credit union executives and boards and will provide examiner-aligned strategies to identify and mitigate vulnerabilities before they escalate. Move beyond ratio tracking and policy checkboxes to build a resilient, confidence-driven liquidity management program.

NCUA examiners are placing increased emphasis on stress-based liquidity adequacy, the reliability of contingent funding sources such as the CLF and corporate credit unions, and board-level understanding of liquidity risk. Credit unions that cannot clearly articulate their liquidity survival horizon are increasingly subject to examiner criticism. Liquidity risk has become a primary supervisory focus as recent failures have demonstrated that institutions rarely fail due to capital alone, but rather from rapid liquidity and confidence deterioration. This session will provide an examiner-aligned framework that moves beyond ratios and policy compliance to focus on stress-based adequacy, funding reliability, execution capability, and governance.