Overdraft Litigation: Trends & Accepted Procedures

Collections Compliance Operations Deposit Account Compliance

On-Demand Webinar:

StreamedDec 18, 2025Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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Overdrafts remain a leading source of litigation, regulatory attention, and reputational risk for financial institutions.

Would your overdraft program stand up to litigation? Are changes needed to avoid regulatory scrutiny? This important program will break down the latest court decisions, class-action theories, and regulatory guidance – and provide compliance steps your institution can implement now.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Define CFPB and other regulatory expectations on overdraft disclosures and fee practices
Understand how ledger versus available balance issues are driving lawsuits
Explain emerging plaintiff theories for financial institution liability
Detail the terms for account agreements, fee schedules, and marketing to avoid ambiguities and potential liability
Develop procedures for overdraft program design, accountholder communication, and complaint handling

WEBINAR DETAILS

Plaintiffs’ attorneys continue to challenge overdraft fees under state unfair practices laws, contract theories, and federal regulations. Meanwhile, regulators have sharpened their focus on disclosure clarity, posting order practices, and repeated NSF/overdraft fee charges. This webinar will provide a comprehensive update on recent overdraft litigation trends and practical guidance on accepted industry procedures to reduce exposure.

WHO SHOULD ATTEND?

This informative session is designed for compliance, risk, and audit officers, deposit operations staff, in-house counsel, executive management, and the board of directors.

TAKE-AWAY TOOLKIT

Overdraft litigation risk checklist
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.