Taking the Mystery Out of Loan Stress Testing
October 22, 2024
Live Webinar:
DateOct 22, 2024Duration90 minutes
12:00 PM PDT01:00 PM MDT
02:00 PM CDT03:00 PM EDT
- Unlimited connections for your institution
- Available on desktop, mobile & tablet
- Take-away toolkit
- Presenter’s contact info for questions
On-Demand Webinar:
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Stress testing results are not only crucial to identifying higher-risk portfolios and individual borrowers, but even more critically, the potential impact on your capital level.
Assessing the impact of one
segment of your loan portfolio does not account for the total potential impact
on capital. Learn how to use data from all loan portfolio segments as part of
your overall capital adequacy testing and capital planning process.
AFTER THIS
WEBINAR YOU’LL BE ABLE TO:
- Identify the uses and limitations of stress testing
- Know how to stress test at both the portfolio and individual borrower levels
- Construct realistic risk scenarios for assessing each segment of your loan portfolio
- Further analyze your stress test results and what to include in your stress test analysis
- Better understand how to take the concepts of stress testing your loan portfolio and apply them to other aspects of your organization
- Comprehend how stress testing is a key component of your institution’s capital planning
- Understand the regulatory expectations in today’s environment
WEBINAR DETAILS
The purpose of stress testing is to understand how
a loan portfolio could react under varying degrees of stress, because it’s
better to understand what could happen in stressed times far enough ahead to
allow for adjustments to lessen the impact. CRE loans are the most sensitive to increased stress, however this
webinar will not only cover CRE loans but also ag, C&I, owner-occupied CRE
loans, and consumer loan portfolios. You’ll learn the types of stress factors
to assess for each and how to construct realistic, useful, scenarios.
Once the results of the
stress tests are known, how can the data be used? The data can highlight the
segments – and specific borrowers – that will be most impacted and allow time
to adjust your underwriting, risk appetite, and portfolio management to lessen
the impact when the next, and inevitable, economic downturn occurs. In
addition, this webinar will cover the regulatory expectations based on recent
guidance and exams. Many of the concepts in this webinar can be adapted to
other parts of your organization as you perform stress analysis in your capital
planning process.
WHO SHOULD ATTEND?
This informative session
is designed for CFOs, chief risk officers, chief credit/lending officers,
credit analysts, and anyone involved in capital planning, loan portfolio risk
management, and stress testing CRE, C&I, and ag borrowers.
TAKE-AWAY TOOLKIT
- Checklist of items to consider when determining your stress scenarios
- List of resources for stress testing, including where to find the data needed to construct stress scenarios
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission,
or republishing of any webinar to other institutions or those not employed by
your institution is prohibited. Print materials may be copied for eligible
participants only.
Presented By
Robert L. Viering
RiverPointUSA LLC
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