Using AI in Credit Analysis

Learn how to harness AI responsibly while validating results, protecting data, and supporting stronger lending decisions. This webinar will provide practical guidance for using AI throughout the credit analysis process, helping lending professionals improve efficiency, verify AI-generated insights, manage risk, and apply independent credit judgment with confidence.

Artificial intelligence can improve the speed, consistency, and depth of credit analysis — but it can also produce incorrect calculations, unsupported conclusions, and convincing misinformation. Effective use requires a disciplined process for defining the assignment, protecting confidential information, grounding responses in reliable sources, validating results, and applying independent credit judgment.

This practical webinar will demonstrate how generative and emerging agentic AI can assist — not replace — credit professionals. Participants will learn to create effective prompts, identify hallucinations, verify calculations and source support, and document human review.

Applications will include appraisal, rent roll, cash flow, tenant, market, and refinancing-risk analysis for CRE loans; financial statement, tax return, covenant, borrowing-base, and industry analysis for C&I loans; and working capital, repayment capacity, commodity-price, yield, collateral, and sensitivity analysis for agricultural loans.

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.