Stablecoins Explained: The Building Blocks of Digital Dollars

This session will start at the beginning and build a foundation your whole team can use. You'll learn what a stablecoin is, how it moves across a blockchain, and how fiat-backed, crypto-collateralized, and algorithmic models differ. We'll look at how stablecoins try to hold their one-dollar value, what happens when that peg slips, and why reserves matter so much. Learn the vocabulary that keeps showing up in board meetings and vendor pitches: wallets, custody, minting, redemption, and the GENIUS Act. Most importantly, we'll connect it all to your institution: why your accountholders are asking about stablecoins, how they could affect deposits and payments, and where community financial institutions fit. No technical background is needed, just curiosity. You'll leave able to explain stablecoins clearly and with confidence to your colleagues, your leadership, and the people you serve.