Adding the "Wow Factor" to Credit Analysis

Calculating credit ratios to determine the financial condition and creditworthiness of a business is just the starting point of analyzing a company’s true performance.  Ratio analysis can take the process to a higher level. 

This webinar will demonstrate how to use ratio analysis to determine the financial impact of changing metrics, such as changes in working capital assets and working capital liabilities turnover as well as changes in the gross, operating, and net profit margins.  This analysis will allow lenders to structure loans appropriately by determining the amount of funding needed to replace potential cash flow losses caused by negative financial trends.  When this specialized analysis is mastered, the lender can add the “wow” factor to their analysis by not only describing trends, but also understanding and communicating the cash flow impact of those changing trends.

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