Conducting an RTP Audit

This session gives RTP Participants a clear, practical path to evaluate key rule requirements, complete the Self-Audit Form, and meet the March 31 filing deadline with confidence.

RTP Operating Rules section IX.A.2 requires every RTP Participant to complete an annual self-audit verifying compliance with the Participation Rules and the Operating Rules. Participants must complete and sign the Self-Audit Form and submit it to The Clearing House (TCH) by March 31 of the following year. TCH does not prescribe a specific audit methodology, but it does identify a comprehensive list of key topics that Participants are expected to evaluate.

This session will walk RTP Participants through how to actually conduct the annual self-audit. Drawing directly from TCH’s Self-Audit Workbook and the RTP Operating Rules effective September 30, 2026, the session will cover all 35 key topics across general Participant responsibilities, fraud and risk monitoring, errors and unauthorized payments, the Request for Payment (RFP) lifecycle, and Participant-as-Sending-Participant-of-PSP-customers’ requirements. Attendees will leave with a section-by-section audit checklist, a completion guide, and a clear path to finishing the self-audit by the March 31 deadline.

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.