Consumer Real Estate Loans: Step-by-Step
January 22, 2026
Live Webinar:
DateJan 22, 2026Duration90 minutes
08:00 AM PST09:00 AM MST
10:00 AM CST11:00 AM EST
- Unlimited connections for your institution
- Available on desktop, mobile & tablet
- Take-away toolkit
- Presenter’s contact info for questions
On-Demand Webinar:
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Navigate the maze of consumer real estate lending with confidence.
Every step of the loan from application to closing carries
regulatory expectations that can protect or expose your institution. Join this
session to see how the stages fit together, what examiners look for, and how to
document compliance to keep your files audit-ready and error-free.
KEY WEBINAR TAKEAWAYS
- Fair lending issues from initial conversations through the life of the loan
- E-SIGN requirements for electronic disclosures
- Required GMI and HMDA data
- Flood insurance determination
- Appraisal requirements, including the use of AVMs
- Avoiding TRID errors on your loan estimates and closing disclosures
- Checklists to verify loan file documentation and make your process more efficient
BONUS MATERIALS
- Consumer real estate loan documentation checklist
- Sample HMDA data collection worksheet
- Flood insurance determination worksheet
- Sample Changed Circumstance Form
WEBINAR DETAILS
There is perhaps no product or service at your
institution that is “touched” by more regulatory requirements than a consumer
real estate loan. From the first discussions with the consumer to the
application to the closing table, rules are in place guiding each stage of the
loan process. With so many regulations
governing consumer loan compliance, what exactly should you be looking for?
In this session we will walk through an example
consumer real estate loan from application to closing. We will discuss the
regulatory issues that impact the loan, your institution, and your borrower at
each stage, and how to document compliance. In addition, we will highlight the
issues examiners are citing most often and share best practices for how to
prepare your files for your next exam and how to avoid costly errors.
WHO SHOULD ATTEND?
- Consumer mortgage loan officers
- Loan operations personnel
- Compliance officers
- Internal auditors
TAKE-AWAY TOOLKIT
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
Presented By
Brode Consulting Services, Inc.
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