Military Lending Act & Servicemembers Civil Relief Act
On-Demand Webinar:
StreamedApr 7, 2026Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
The Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA) provide essential protections for servicemembers and their families.
Recent regulatory guidance highlights the importance of accurate coverage determination, disclosure compliance, and consistent monitoring. This webinar will explain which servicemembers and dependents are protected, when the Acts apply, and how institutions can safeguard against violations. Participants will receive a practical compliance checklist to identify, manage, and mitigate risk while ensuring full adherence.
KEY WEBINAR TAKEAWAYS
- Purpose, scope, and key differences between the MLA and SCRA, including who is protected and when protections apply
- Determining MLA covered borrower determinations and safe harbor
- MAPR calculation and what fees may be included and excluded
- Required disclosures and documentation
BONUS MATERIALS
- Compliance checklist
- MAPR calculation worksheet
WEBINAR DETAILS
Servicemembers and their families are entitled to unique federal protections, and financial institutions face heightened scrutiny when those protections are not applied correctly. The Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA) impose complex, overlapping requirements that affect consumer lending, mortgage servicing, deposit accounts, collections, and foreclosure activity. This webinar will provide a practical operations-focused overview of MLA and SCRA requirements, recent enforcement trends, and examiner expectations, with an emphasis on real-world application for financial institutions. Attendees will gain clarity on how to identify covered borrowers, apply the correct protections at the right time, and avoid compliance missteps.
WHO SHOULD ATTEND?
- Compliance and risk officers
- Lending and loan operations personnel
- Loan servicing personnel
- Legal counsel
- Senior management
TAKE-AWAY TOOLKIT
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
Presented By

Spencer Fane LLP
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