Unpacking Credit Reports for Mortgage & Consumer Lenders

Auditing & Accounting Collections Compliance Lending

On-Demand Webinar:

StreamedJun 23, 2025Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Effective use of a credit report’s full value can significantly influence lending outcomes, borrower satisfaction, and profitability.

By enhancing your comprehension of credit data, you will gain the confidence to make informed decisions that positively impact your institution's success and stability. Join veteran financial services attorney David Reed as he demystifies the use of credit reports in the lending process and offers practical insight to gaining additional understanding and functionality in this critical area.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Have comprehensive knowledge of credit report components
Appreciate the recent developments in FICO 10T and VantageScore 4.0
Understand innovative risk assessment techniques
Recognize common signs of borrower distress or fraud
Navigate current compliance landmines
Deploy strategies to improve lending efficiency

WEBINAR DETAILS

The raw potential of data analytics and the sheer amount of consumer information is growing exponentially. But one thing remains constant: credit reports are an essential tool for mortgage and consumer lenders. Yet, it can be difficult to fully understand the depth and nuances of information within these reports and how to accurately interpret and apply them in real-world lending decisions. This session is specifically designed to empower lenders by thoroughly evaluating recent credit report developments, highlighting key indicators of borrower reliability, addressing common misunderstandings, and illustrating best practices to minimize risk and optimize lending strategies.

WHO SHOULD ATTEND?

This informative session is designed for lending managers, mortgage lending staff, consumer lending specialists, credit analysts, underwriters, risk management specialists, internal auditors, compliance officers, and anyone involved with lending.

TAKE-AWAY TOOLKIT

Sample credit report checklist
Borrower risk-scoring matrix
Red flag identification reference
Fair Credit Reporting Act compliance quick reference
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.