Commercial Lending Basics: Risks, Scrutiny, Safeguards, Collateral & More

Collections Lending

On-Demand Webinar:

StreamedOct 24, 2023Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Each commercial loan is unique. Who are the parties to the loan and who is authorized or required to sign which documents?

What about security interests on different types of collateral, like marketable securities, deposit accounts, life insurance policies, equipment and inventory, contracts or receivables, leases, etc.? Attend this illuminating webinar to get your commercial lending skills on solid ground.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Identify parties to the loan
Use your loan policy to “drive” when offering, underwriting, and monitoring a loan
Understand loan agreement covenants - beyond boilerplate language
Perfect your security interest
Review title insurance policies and identify notable endorsements and exceptions
Detail subordination agreements, when to get them, what is being subordinated (repayment priority, lien position), and when to ask for subordination of loans to shareholders
Document commercial construction loans, realizing that a general liability policy does not cover a subcontractor’s faulty workmanship
Understand compliance requirements and commercial lending hot spots

WEBINAR DETAILS

Commercial loans don’t always follow a “normal” pattern. Each one is unique. These loans carry the most risk and technical requirements and therefore receive enhanced scrutiny from examiners. This program will provide a better understanding of protections and safeguards that need to be put in place when drafting a loan. It will review the documentation for a commercial loan, including collateral security documents. You’ll learn underwriting best practices and how to avoid hazards. This must-attend webinar is for new commercial lenders or current lenders and operations staff seeking to build a strong foundation in commercial loan documentation and compliance.

WHO SHOULD ATTEND?

This informative session is designed for commercial lenders, loan operations staff, loan review staff, and auditors.

TAKE-AWAY TOOLKIT

Commercial loan documentation checklist
Commercial real estate documentation checklist
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.