Best Practices for Performing Quality-Control Loan Reviews

In today’s economic environment, managing the commercial and consumer loan portfolio is paramount to maintaining a safe and sound financial institution. The regulatory agencies are becoming more demanding in their review of financial institutions due to the trajectory of the pandemic, the uncertainty of its longer-term economic impact, and rising interest rates. In addition, there is ongoing geopolitical uncertainty, which could negatively affect financial institutions’ profitability, credit quality, and loan growth going forward, and could adversely impact real estate and other asset values as well as borrowers’ repayment abilities.

In light of these issues, an ongoing secondary review process is critical. This webinar will address the regulatory expectation for establishing and maintaining a consistent, effective loan review process. Simply reviewing loan files has taken a back seat to assessing the overall loan management function, determining the corrective capabilities of an institution’s overall loan monitoring system, and determining the safeguards management has put in place to avoid future problems in the loan portfolio. Join us to learn more about the issues outlined above and potential solutions.