Commercial Lending: Risks, Rewards, Controls & Common Mistakes

Interest and fee income from commercial loans represent a primary source of revenue for financial institutions.  The continued flow of capital from loans drives our national and local economies.  In addition, regulators encourage institutions to support individuals and small businesses by lending to creditworthy borrowers.  This is proven by the interagency guidance issued during the height of the worldwide pandemic.  Therefore, thorough credit analysis is paramount before loan decisions are made. 

This webinar will address the role of financial institutions as arbiters of risk in supporting the economy while making safe and sound loans in compliance with regulatory requirements.  Sometimes, these objectives conflict with each other. This session will present the risks, rewards, control factors, and common mistakes made during commercial underwriting.